Pay-As-You-Drive Auto Insurance: How It Works & Saves You Money

Pay-as-you-drive auto insurance is a new idea that allows drivers some flexibility and potential savings depending on how they drive. Unlike traditional auto insurance, which depends on general risk markers like age and area, pay-as-you-drive policies incorporate telematics systems for tracking the policyholder’s mileage and driving habits. This means insurance premiums may now be comparatively …

Insurance Premiums Explained: Why You Pay More or Less

Insurance premiums are the periodic amounts you pay to an insurance company in exchange for financial protection or coverage against specific risks. Whether it’s health, auto, home, or life insurance, premiums vary widely and can sometimes feel confusing. Why is one person paying less for the same coverage while someone else is paying significantly more? …

Business Insurance Costs – What to Expect and How to Save

Business Insurance Costs - What to Expect and How to Save

Costs associated with business insurance depend on many variables, including your industry, location, and duration in business. You must strike a balance between cost and protection by revisiting your coverage requirements annually. Experienced agents like those found at ISU Armac can help your business reduce insurance costs. Here are seven strategies they offer for saving …

Home-Based Business Insurance: Why It’s Essential

Technology and remote work have changed the way businesses think. More and more people are converting unused spaces into profitable offices and turning their hobbies into lucrative sources of income. This trend brings flexibility and freedom, but it also comes with unique challenges. Running a business from home may seem ideal, but there are always …

Different Types of Insurance Explained

Insurance is an important tool for individuals, families and businesses to manage risks and protect themselves against financial uncertainty. Insurance is a safety net that ensures unexpected events are not financially crippling. There’s probably an insurance policy that will suit your needs, whether it is to protect your home, your car, your business or your health.  This …

Insurance: What You Need to Know Before Buying

Understanding insurance is one of the most critical steps you can take toward safeguarding your financial future. Whether you’re protecting your life, health, home, or car, insurance acts as a safety net that shields you against unexpected financial burdens. However, the world of insurance can often seem overwhelming, with its many terms, types, and considerations. …