Terms of Service

Welcome to KRU.org. These Terms of Service describe the rules and guidelines that apply to our website. You agree to these terms by accessing or using KRU.org. Please do not use our website if you disagree with any of the terms.

1. Acceptance of Terms:

By using KRU.org, you acknowledge that by using our privacy policy, you have read and understood these Terms of Service as well as our Disclaimer.  These terms apply to all users and visitors who use or access our website.

2. Use of the Website:

KRU.org offers information, resources, and tools related to auto insurance, insurance guidance, and business insurance.  Our website may be used for non-commercial, personal purposes only. You agree to refrain from:

  • You may not use the website in any way that is illegal or unauthorised.
  • You may not copy, reproduce, or distribute the content without written consent.
  • You may not interfere with the functionality or security of a website.
  • Try to gain unauthorized access to our data or systems.

3. Intellectual Property:

All content on KRU.org, including text, graphics, and logos, is the property of KRU.org and its licensors. They are protected by intellectual property laws.  It is against the law to use, modify, or distribute content without our written consent.

4. User Contributions:

By submitting comments, feedback, or other content to KRU.org, you grant us a non-exclusive license that is royalty-free to use, reproduce, and distribute your contributions.  Content you submit is your responsibility and must not violate the rights of third parties or applicable laws.

5. Third-Party Links:

Links to other websites or services may be found on our website. We provide these links for your convenience. However, we are not responsible for their content, privacy policies, or practices.  You are responsible for any third-party links you access.

6. Disclaimer of Warranties:

KRU.org is provided “as is” and “as available” basis. We do not make any warranties, either express or implied, about the accuracy, reliability, or availability of this website or its contents.  You use the website at your own risk.

7. Limitation of Liability:

KRU.org or its owners, members, or affiliates are not liable for direct, indirect, or consequential damages or any other type of damage arising from or connected with the use of this website.  This includes but is not restricted to loss of data or profits.

8. Indemnification:

You agree to indemnify KRU.org and its owners, team, and affiliates for any claims, damages, or expenses arising from your use of this website or violation of the Terms of Service.

9. Changes to the Terms of Service:

Any changes to these Terms of Service will be effective immediately upon posting. Upon posting, any changes made will take effect immediately. By continuing to use the website following the changes, you accept the revised terms.

10. Contact Us:

Please feel free to contact us if you have any concerns or questions about the Terms of Service. We are always available to help you.

Email: support@kru.org

Response time: Our goal is to respond to your enquiries within 24 hours.

Thank you for visiting KRU.org. By using our website, you agree to these Terms of Service and acknowledge that they form a binding agreement between you and KRU.org. We appreciate your trust and look forward to providing you with valuable insights and resources.